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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.


Blog Posts

10 Steps to Improve your Credit Score
5 Common reasons people can get into debt
5 Different Types of Loans
A Day in The Life of The TFS Sales Team…
A Guide to Debt Consolidation Loans
A great start to 2018 – Highly Commended at Moneynet Personal Finance Awards!
A simple trick to save money on your energy bills this winter
All You Need to Know About Secured vs. Unsecured Loans
Amazon Smile – how you can help charity simply by shopping!!
Average Holiday Cost
Banks Starting To Restrict Access To Credit – What Does This Mean For Borrowers?
Best Money-Saving Offers 24 March 2017
Best Money-Saving Offers 31st March 2017
Best Money-Saving Offers 7 April 2017
Bitcoin. What’s It All About?
Boot sales and charity shops – how you can style your home, dress for less, or make extra cash and have fun doing it!
Bringing The Cost of Christmas Dinner Down
Car Insurance On The Rise – How To Beat The Trend
Car Scrappage Schemes – How They Work And The Best Deals
Cashback and Incentives: How You Can Save a Fortune On Bills
Cheap, Healthy, Tasty And Different Lunches…
Check out our videos to answer all your questions about Guarantor loans!
Do you know what your credit file and credit score really mean?
Don’t Be Fooled campaign to prevent money laundering
Energy Saving Tips to Save Money This Winter
Explaining Loan Jargon and Acronyms
Famous Investment Catastrophes!
Finalist in Consumer Credit Awards in the ‘Best Guarantor Loan Provider’ Category
Finances in Football: TV deals and the future
Freebies & Vouchers!
Freebies! – Things you never knew you could pick up for free or never even knew you wanted!
Freebies! – Things you never knew you could pick up for free or never even knew you wanted!
Frozen food – and how it can bring your weekly food bill down
GDPR – what do the new Data Protection Regulations mean for you?
GDPR – what you need to know
Get rewarded for getting fit
Getting Involved in Cupcake Day for Dementia
How Can I Find a Guarantor?
How Can I Find a Guarantor?
How do lenders decide whether to give you credit?
How to Bring the Cost of Christmas Down
How to Make Your Home Worth More For Less…
How to Pay For Unexpected Vet’s Bills
How to ensure your Facebook privacy settings are up to scratch!
How to protect your identity online
How to save money for your first car purchase
How to save money on your water bill
How to spot e-fraud
How to stop spam calls and avoid scams?
Illegal money lending – what you need to know to avoid becoming a victim
In need of some sun? How to bag yourself a bargain before end of February…
Inflation and Interest rates– How Do They Affect Me?
July – Freebies and Vouchers
Kid Start – How To Save For Your Kids’ Future As You Spend
Looking for a new job – time to tidy up your social media profiles?
Mindfulness and how it can combat stress
Money, Household Items, Holiday Fund – The Dos and Don’ts When Putting Together a Wedding Gift List…
Most Expensive Teams in the World Cup 2018
New Year Resolutions – how to make them and not break them
PPI Reclaiming Deadline
Paying Back a Loan Early
Petrol and Diesel Cars Banned by 2040
Questions To Ask Yourself Before You Become a Guarantor
Questions To Ask Yourself Before You Become a Guarantor
Questions When Applying For a Guarantor Loan
Questions When Applying For a Guarantor Loan
Saving Money Shopping
September – Freebies and Vouchers
Smart meters. Should you or shouldn’t you?
Spotlight on Debt: Bad Debt crippling you? What you should do….
Spotlight on Debt: Good Debt vs Bad Debt
Spring Home Improvements – Making Our Homes Castles, For Less
Stop Unwanted Charity Solicitation
Switching Broadband or Phone – how to get the best deal
TFS Loans – Red Nose Day!!
TFS Loans Guarantor Hub Launched!!
TFS Loans Runner Up in Treating Customers Fairly Award
TFS Loans Wins Best Guarantor Loan Provider in the UK at 2017 Wealth and Finance Awards
TFS Loans crowned Best Guarantor Loans Provider in the UK
TFS Loans launch new website!
TFS Loans win Award for Excellence in B2C Lending
TFS Loans wins Personal Lending Company of the Year UK!
TFS Loans wins the Feefo Gold Trusted Service Award 2018!!
TFS Money Saving Tips
TFS Nominated for 2017 Finance Award
TFS Raise £192.48 for Macmillan Cancer Support!
TFS Times – 2016/17 and Beyond….
TFS Times – Pensions, Offers & Interest rates…
TFS Times – Saving Your Credit Score With The 30% Rule
TFS see off the year in style!
TFS – Specialist Lending Provider of the Year – UK 2018 at the Global Awards
TV, Phone and Broadband – Saving Money With Cashback And Pre-paid Cards
Taking Your Dream Holiday
The Beginning Of The End For Diesel Cars?
The British Summer Has Kicked In, So What To Do With The Kids When It’s Raining!
The Differences Between a Guarantor Loan and a Payday Loan
The Differences Between a Guarantor Loan and a Payday Loan
The Differences Between a Guarantor Loan and a Payday Loan
The Importance Of Getting Onto The Electoral Roll For Your Credit Score
The TFS Guide to Guarantor Loans
The UK’s Loan Statistics – How many people seek a loan?
The importance of your privacy settings on Social Media
Thinking of a new car this year – find out how much you can get for your old banger?
Top 10 Most Expensive Marvel Movies
Top 3 reasons for a guarantor loan
Top Money Saving Tips From the Team at TFS
Top Tips To Pay For Your Big Day
Top Tips to Build Your Credit Score
Upcycling and Swapping – The Latest Trend Sweeping The Nation
We’re Guarantor Loan Provider of the Year 2018!
What Happens When You Apply For a TFS Guarantor Loan?
What It Means To Be a Guarantor
What can I use my Guarantor Loan for?
What is a Guarantor Loan?
What your credit file and credit score really means
Where To Go, If You’ve Got a Business Idea in You
Who Can Be a Guarantor?
Why Banks Turn Borrowers Away And What To Do About It…
Why Debt Shouldn’t Define You
Your Credit Score – What Is It And How To Improve It
Your guide to cheap eating out with the kids during the summer holidays
‘Blue Monday’ 2018


Are you able to give advice?
Can I apply for a loan if I have a CCJ?
Can I apply over the phone?
Can I be a Guarantor for more than one person?
Can I change my Guarantor?
Can I change my payment date?
Can I clear my pay day loans and other debts?
Can I help pay the loan each month?
Can I live at the same address as my Guarantor?
Can I make extra payments?
Can I pay back my loan early?
Can I pay the loan off early?
Can I share repayments with my Guarantor?
Can I stop being a Guarantor?
Can I take a payment break?
Can I view my statement online?
Can a Guarantor be retired?
Can a Guarantor loan help my credit rating?
Can anyone be my guarantor?
Can my partner be my guarantor?
Do I have to be employed?
Do I have to pay any fees upfront?
Do I have to set up a Direct Debit?
Do I have to use the same Guarantor?
Do I need an income?
Do I need to speak English to borrow from TFS Loans?
Do you accept people discharged from bankruptcy?
Do you remind me when a payment is due?
Does my Guarantor have to be a homeowner?
Does my Guarantor need to have the internet?
Does my Guarantor need to live in the UK?
Does my Guarantor need to speak English?
Does this loan show on my credit file in my name?
How can I change my details?
How can I find out what my current balance is?
How can I make a payment or settle my loan?
How can I make monthly payments?
How can I request a settlement figure?
How do I apply for a Payment Deferral?
How do I apply?
How do I opt out of marketing?
How is the information held by Fraud Prevention Agencies used?
How is the information held by fraud prevention agencies used?
How many payments would I have to have made to get a further advance?
How much more can I borrow?
How often do I receive statements?
How old do I need to be to apply for a Guarantor loan?
How quickly can I receive my loan?
I had a TFS Loan which I paid off. Can I apply for another one?
I’m a guarantor, how can TFS Loans help me?
I’m employed, how does this all affect me?
I’m self-employed, how does this all affect me?
If I change my mind how long do I have to cancel?
If I change my mind, how long do I have to cancel?
If my Guarantor is a homeowner, do they need to live in the property they own?
If the borrower misses a payment do you let me know? How quickly?
If the borrower stops making payments, do I have to clear the loan in full?
Is a TFS Guarantor Loan secured against my property?
Is a payment deferral a ‘payment holiday’?
Is bad credit a problem?
Is my home at risk?
What are my responsibilities as a Guarantor?
What can I do if I am in financial difficulty and I’m having trouble making my repayments?
What can I use the money for?
What further information is there that may help me?
What happens if a repayment lands on a bank holiday or weekend?
What happens when the payment deferral ends?
What if I am already behind on my loan payments?
What if I am not satisfied with the service I have received and or wish to make a complaint?
What if the borrower does not pay?
What is APR?
What is a Further Advance?
What is a guarantor loan?
What is a payment deferral?
What is an electronic signature?
What is the cooling off period?
What is the most I can borrow with a Guarantor Loan?
What should I do about my Direct Debit?
What will you ask my Guarantor?
What would happen if I couldn’t pay my loan?
What would happen if I missed a payment?
What would happen if neither the Borrower nor myself could pay?
What would happen if the borrower went bankrupt, got into a Debt Management Plan (DMP), an IVA or passed away?
When should I contact you regarding a Payment Deferral?
When will the repayments start?
Who can be my Guarantor?
Why are the funds paid into my account and not the borrower’s?
Why can I not use the same e-mail address as the borrower to receive the documents?
Why do I need to have a Guarantor?
Why do you need details of my mortgage and property?
Why do you need my bank and I.D details?
Why is the money paid into the Guarantor’s account?
Will I be charged any fees to top up my loan?
Will I be charged interest on my deferral?
Will I be credit checked?
Will a payment deferral affect my credit file?
Will my credit rating be affected?
Will my payments increase during the loan?

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to


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