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Guarantor Loans FAQs (Borrower)

What can I use the money for?

TFS customers can use their guarantor loan for any legal purpose. However, we do not allow our customers to borrow money for gambling nor investment purposes.

Whether that be to consolidate other debts such as off credit cards and loans*,  make home improvements or purchase that new car you’ve had your eye on, as long as you can afford the repayments, your guarantor loan can be used for pretty much anything.

For more information on what you can use a Guarantor loan for click here.


*Consolidating debts may increase the term and the total amount payable.



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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