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Welcome to our terms glossary. Here, we explain the most common words you will hear when you think about taking out a loan. Our simple explanations will hopefully make everything clearer. We are continuously updating this section based upon customer feedback. If you can’t find a word please let us know by emailing and we can look to add it in the future. Many thanks.



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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