If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

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Guarantor Loans FAQs (Borrower)

What is a guarantor loan?

A guarantor loan is a loan where you have another person who you trust – the ‘guarantor’ – to guarantee the repayment of the loan should you find yourself unable to.

Because of this, some applicants may find they have a better chance of applying for a guarantor loan than a traditional high street bank. Subject to status and affordability. 

If you need help finding a Guarantor, we have a section dedicated to this here.

Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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