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Unsecured Personal Loans FAQs

How old do I need to be to apply for a TFS Homeowner loan?

You must be at least 25 years old when you apply for a TFS Homeowner Loan.

There is also an age limit – you cannot be older than 66 years old when the loan completes, so if you are applying for a 5-year loan (60 months), the maximum age you can be when you apply is 61 years old. If you were applying for a 2-year loan the maximum age you can be is 64 years old etc.

Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to


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