If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

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Guarantor Loans FAQs (Borrower)

Is my home at risk?

Guarantor is a Homeowner (Click to Expand)

TFS Guarantor Loans are unsecured loans, so are not secured against your property.

If both you and your Guarantor cannot pay the loan and we have exhausted all settlement options, we may apply to the courts for a County Court Judgement (CCJ). This, in turn, could lead to an attachment of earnings against your pay or a charging order against the property you own.

For further information on this, please call us on 01268 740755 or seek independent financial advice.

Guarantor is a Tenant (Click to Expand)

This question does not apply to our Tenant Guarantor loans

Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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