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Guarantor Loans FAQs (Guarantor)

Is a TFS Guarantor Loan secured against my property?

Guarantor is a Homeowner (Click to Expand)

No. The loan is not secured against your home.

All of our loans are unsecured personal loans, with you as the Guarantor. Being listed as the Guarantor on a TFS Guarantor Loan, means that you will only be expected to make a payment, should the borrower fail to cover a monthly payment.

However, in the event that the monthly payments are not met by either the Borrower or yourself (as Guarantor) and the account remains in arrears with no arrangement in place to pay it back, there is the possibility of court action being taken and a County Court Judgement (CCJ) awarded. This in turn, could lead to an attachment of earnings against your pay or a charging order against the property you own.

For further information on this, please call us on 01268 740755 or seek independent financial advice.

Guarantor is a Tenant (Click to Expand)

This question is not applicable to our Tenant Guarantor loan



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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