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Unsecured Personal Loans FAQs

What is APR?

APR stands for Annual Percentage Rate. This is the rate at which someone who borrows money is charged. It is calculated over a twelve-month period and is shown as a percentage.

The APR percentage represents the actual yearly cost of the funds over the term of a loan.

TFS Homeowner Loan APRs range between 29.9% – 39.9% (dependent on the loan amount and term and subject to status).

Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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