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Unsecured Personal Loans FAQs

Can I pay the loan off early?

Yes. Any loan amount you take out can be paid off as early as you like, but will be subject to an early pay-off charge. Your loan can be settled at any point, during the loan term.
A loan being paid off early will be subject to an early repayment charge of up to 58-days interest.

If you would like more information, or to request a settlement figure please call 0203 476 7399 (Mon-Thurs 9am-6pm, Fri 9am-5pm) or email

For ways to pay please visit our ‘How to make payments’ section.

We’ve also written an article about paying back your loan early and what’s involved. Read it here.



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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