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Unsecured Personal Loans FAQs

What is an electronic signature?

An electronic signature is a mark of any kind on an electronic document, that signifies that the signers consent to approve or accept the contents of that document. It doesn’t have to look like your actual signature. At TFS Loans we use electronic signatures on the loan documents that are sent via email. This allows the application process to be completed quickly.

You don’t have to have your documents sent via email, you can request that they are sent via post and you can sign and return them in the normal way. An electronic signature is seen as legally binding. It shows that you understand the terms and conditions of the loan agreement and are willing to take out the loan under the agreement.



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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