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Representative Example:
36 Monthly Repayments, borrowing £4,000
Total Amount Payable: £6,969.96
48.9% APR Representative
Rate of Interest 24.75% Fixed Flat Rate
Monthly Repayment: £193.61
Very good service
Excellent communication from well trained staff who explained everything from start to finish. I had the pleasure of dealing with Sally who was lovely. Well done!
Karen Walpole
2017-06-16
I would definitely recommend the company to others
All customer service personnel were really polite and extremely helpful. I would definitely recommend the company to others. I would definitely use the service again if needed in the future.
Debra Ramsay
2017-05-10
Great efficient service just when I needed it
Great Service, kept me well informed every step of the way. Extremely efficient.
Joanne Yeaman
2017-06-01
Amazing!
Excellent. A particularly exemplary service from Alison O'Neill on a personal level.
James Greenlees
2017-05-24
As a guarantor you answered all the questions I asked and time was of no problem
A very efficient well mannered group. As a guarantor you answered all the questions I asked and time was of no problem - thank you for looking after my daughter.
Anthony Dinsdale
2017-02-28
I would happily recommend TFS to anyone
Friendly and helpful staff who provided a great service. It was a smooth, hassle free service unlike other companies who made it hard work and felt too 'scripted' - I would happily recommend TFS to anyone.
Alexander Duffy
2017-02-22
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Start your application now with our simple 5 minute online form.
Find a guarantor
We’ll talk them through our simple application process.
Money sent
On approval, we’ll transfer the funds to your guarantor’s bank account.
With our flexible approach you can borrow the amount you need over a term that best suits you. This can be anywhere from £1,000 to £15,000 and from a minimum of 2 years to a maximum of 5 years, it’s up to you. With a TFS Guarantor Loan you will have full control of your finances.
(Minimum Fixed APR 29.9% – Maximum Fixed APR 69.9%)
Wouldn’t it be good if you could borrow money based on the relationships that you have instead of your credit history. With a TFS Guarantor loan you can do just that. A guarantor loan is an alternative way of lending that can provide you with an affordable loan for any purpose, from buying a car, to making home improvements, to debt consolidation. The loan is based on trust instead of your credit score.
If you have a poor credit history or no credit history and you are looking for a loan of up to £15,000, then trust based lending could be for you.
Guarantor loans are different because they are based on you having a friend or a family member who trusts you to make loan repayments. The guarantor agrees that they will pay the monthly instalments should you miss any payments for any reason.
TFS Guarantor Loans are designed to fit your individual financial circumstances.
Apply nowOnce you have been accepted our completion team will aim to transfer the funds within 24 hours.
We are a direct lender and not a broker. This means that there are no setup or upfront fees.
Don’t worry if you have a bad credit score, no credit score, CCJ’s, defaults or missed payments, or if you have been turned down by other lenders. As long as you can afford the monthly repayments, you can apply for a guarantor loan. Representative APR 48.9%, subject to status.
Should your circumstances change at any point during the term, you are able to settle your loan early. Please ask for details.
A guarantor can be anyone who trusts you to repay the loan. This person can be a friend, parent, family member, work colleague, neighbour or even your landlord.
They need to be:
Once we receive their application, we will call them to discuss the terms and conditions of the loan. To prevent fraud and to safeguard you and your guarantor, the loan will be paid into your guarantor’s bank account.
Apply nowAt TFS loans we believe in responsible and fair lending. We don’t charge set up fees, we don’t have hidden fees and we make it really easy to repay your loan early.
We understand how it feels to have been turned down by banks and finance companies and we appreciate that whatever has happened in your past doesn’t mean that your future will be the same. With our vast experience of lending to thousands of customers, we believe in second chances. Provided you can afford the monthly payments and have a guarantor you can apply for a guarantor loan with us.
Apply now