39.9% on loans from £3,000 to £10,000, until 30th June 2018.
Terms and conditions apply. Click here for details.
39.9% APR Representative.
Complete the details below and we will send you your quote
Representative Example:
36 Monthly Repayments, borrowing £4,000
Total Amount Payable: £6,439.68
39.9% APR Representative
Rate of Interest 20.33% Fixed Flat Rate
Monthly Repayment: £178.88
Everything thoroughly explained in detail
... I would definitely recommend TFS loans and would use them myself again. Everything thoroughly explained in detail!
Simon Lewis
25th July 2017
Very professional service!
The team were very professional, not pushy and they were able to be flexible over when to talk to me when I was free to do so. They made it clear they understood that several aspects of the conversations are sensitive and that I was not able to discuss them on a phone in a public place or at work. They were also very keen to make sure I understood all the terms and conditions and were very good at checking that I was happy to undertake the role of guarantor.
Trusted Customer
17th August 2017
Absolutely great service
Absolutely great service. From the initial call all the way through to the completion call. Thanks for understanding my finance issues and giving me a chance to get my finances back on track.
Ellie Gregory
25th September 2017
Excellent, thorough, and very courteous service.
They were excellent in the way it was all dealt with. I felt at ease and knew they were listening. Thank you.
Kathryn Nend
26th September 2017
Helped me out with my situation.
They have done their very best to help me with my situation.
Susan Parker
18th October 2017
Very helpful experienced and quick and effective.
Very experienced staff with a lovely phone manner couldn’t have been more helpful with everything and extremely quick with their service - I would highly recommend them!
Karran Rose
25th October 2017
Would definitely recommend
Really fast and efficient process. Non judgemental and really helpful!
Trusted Customer
12th November 2017
I would recommend this company to anyone
I would recommend this company to anyone, their service was first class. I made the application with an agent called Nick who whilst being very professional had a very easy going persona, enjoyed the odd chortle. Very easy process. I then dealt with Andy Stean who again gave fantastic service and any emails were answered within five minutes which is impressive, thanks very much guys a credit to your company. Cheers!
Ian Short
20th November 2017
If only all “money-matters” had the TFS TOUCH!
Perfectly Personable ! Exquisitely Efficient ! Fabulously Friendly !
And.... Cautiously Considerate!!!!
Dr Mervyn Tyrer
24th November 2017
Best by far!
I’m so happy I found a company that cares for me, and wants me to have a better future financially. Everyone has been so polite and I couldn’t fault them. Highly recommend!!
Heather-Rose Morris
7th December 2017
Professional friendly and efficient !
Yes I would definitely recommend them, they were very professional friendly and efficient.
Basil Barrett
12th December 2017
Excellent Customer Service
Friendly service and very relaxed approach. Thank you!
Jamee Haq
17th December 2017
Highly recommend.
Couldn’t fault the service from start to finish. Sophie was great and made sure I was making the correct choices. Highly recommend.
Trusted Customer
4th January 2018
Great help throughout
Very professional throughout. Helpful and knowledgeable at all junctures.
Robert Howell
28th January 2018
Amazing!
Absolutely amazing! Helped me in my time of need when I had nowhere else to turn. Nicholas was great and Sophie even better, so nice, give them a raise! Thanks guys!
Trusted Customer
2nd February 2018
Fantastic service!
Very simple process excellent communication and very helpful. Thank you!
Paul Edwards
8th February 2018
Very accommodating!
With TFS, I felt their willingness to help. Very accommodating staff and line of communication is always open. They have given so much effort in dealing with my application making sure that payments would be affordable for me, and thus reflect their quality of service. Thank you.
Mary Lee
16th February 2018
Very good customer service - very helpful doing paperwork.
Good customer service very helpful to get your loans. Very easy form to fill. Very understanding.
Manjinder Chahal
26th February 2018
Great service. Would highly recommend.
Most helpful. Great customer service. Understanding of people's circumstances in that their difficult financial situation is not always of their doing or makes them a 'bad risk. Explains everything clearly without using unnecessary jargon that many find confusing. Quick & satisfying service.
Rachel Stainrod
11th March 2018
Excellent customer service
Excellent customer service and friendly staff with excellent telephone manner!
Gary Marshall
29th March 2018
Very helpful - Would recommend.
Very helpful and efficient. Explained everything so easy to understand. Would recommend.
Tina Sanders
11th April 2018
the whole process was simple and clear
Easy to deal with, friendly, and the whole process was simple and clear
Martyn Richardson
30th April 2018
Very quick and professional!
Excellent service excellent interest rates - very quick and professional!
Amanda Taylor
2nd May 2018
Awesome!
I was a guarantor for my best friend and found this service to be excellent swift and very professional.
Michaela Livesey
14th May 2018
Complete the form
Start your application now with our simple 60 second online form.
Find a guarantor
We’ll talk them through our simple application process.
Money sent
On approval, we’ll transfer the funds to your guarantor’s bank account.
With our flexible approach you can borrow the amount you need over a term that best suits you. This can be anywhere from £1,000 to £15,000 and from a minimum of 2 years to a maximum of 5 years, it’s up to you. With a TFS Guarantor Loan you will have full control of your finances.
(Minimum Fixed APR 29.9% – Maximum Fixed APR 69.9%)
Wouldn’t it be good if you could borrow money based on the relationships that you have instead of your credit history. With a TFS Guarantor loan you can do just that. A guarantor loan is an alternative way of lending that can provide you with an affordable loan for any purpose, from buying a car, to making home improvements, to debt consolidation. The loan is based on trust instead of your credit score.
If you have a poor credit history or no credit history and you are looking for a loan of up to £15,000, then trust based lending could be for you.
Guarantor loans are different because they are based on you having a friend or a family member who trusts you to make loan repayments. The guarantor agrees that they will pay the monthly instalments should you miss any payments for any reason.
TFS Guarantor Loans are designed to fit your individual financial circumstances.
Apply nowOnce you have been accepted our completion team will aim to transfer the funds within 24 hours.
We are a direct lender and not a broker. This means that there are no setup or upfront fees.
Don’t worry if you have a bad credit score, no credit score, CCJ’s, defaults or missed payments, or if you have been turned down by other lenders. As long as you can afford the monthly repayments, you can apply for a guarantor loan. Representative APR 39.9%, subject to status.
Should your circumstances change at any point during the term, you are able to settle your loan early. Please ask for details.
A guarantor can be anyone who trusts you to repay the loan. This person can be a friend, parent, family member, work colleague, neighbour or even your landlord.
They need to be:
Once we receive their application, we will call them to discuss the terms and conditions of the loan. To prevent fraud and to safeguard you and your guarantor, the loan will be paid into your guarantor’s bank account.
Apply nowAt TFS loans we believe in responsible and fair lending. We don’t charge set up fees, we don’t have hidden fees and we make it really easy to repay your loan early.
We understand how it feels to have been turned down by banks and finance companies and we appreciate that whatever has happened in your past doesn’t mean that your future will be the same. With our vast experience of lending to thousands of customers, we believe in second chances. Provided you can afford the monthly payments and have a guarantor you can apply for a guarantor loan with us.
Apply now
Registered Address
Broom House, 39 – 43 London Road, Hadleigh, Essex. SS7 2QL
Company Registered in England No. 6542065.
TFS LOANS LTD is authorised and regulated by the Financial Conduct Authority. 724439
Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.
BEFORE ENTERING INTO ANY CREDIT AGREEMENT PLEASE MAKE SURE YOU CAN AFFORD THE MONTHLY REPAYMENTS, WE RECOMMEND THAT YOU SEEK INDEPENDENT ADVICE IF YOU ARE UNSURE OF ANY OF THE TERMS OF OUR AGREEMENT. THERE MAY BE OTHER TAXES OR COSTS, NOT PAID THROUGH US OR CHARGED BY US, THAT YOU HAVE TO PAY IN CONNECTION WITH THE AGREEMENT.
Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk
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