Representative Example:
48 Monthly Repayments, borrowing £4,500
Total Amount Payable: £9,151.20
48.9% APR Representative
Rate of Interest 25.84% Fixed Flat Rate
Monthly Repayment: £190.65
Complete the form
Start your application now with our simple 5 minute online form.
Find a guarantor
We’ll talk them through our simple application process.
Money sent
On approval, we’ll transfer the funds to your guarantor’s bank account.
With our flexible approach you can borrow the amount you need over a term that best suits you. This can be anywhere from £1,000 to £15,000 and from a minimum of 2 years to a maximum of 5 years, it’s up to you. With a TFS Guarantor Loan you will have full control of your finances.
(Minimum Fixed APR 29.9% – Maximum Fixed APR 49.9%)
Wouldn’t it be good if you could borrow money based on the relationships that you have instead of your credit history. With a TFS Guarantor loan you can do just that. A guarantor loan is an alternative way of lending that can provide you with an affordable loan for any purpose based on trust instead of your credit score.
If you have a poor credit history or no credit history and you are looking for a loan of up to £15,000, then trust based lending could be for you.
TFS Guarantor Loans are designed to fit your individual financial circumstances.
Apply nowOnce you have been accepted our completion team will aim to transfer the funds within 24 hours.
We are a direct lender and not a broker. This means that there are no setup or upfront fees.
Don’t worry if you have a bad credit score, no credit score, CCJ’s, defaults or missed payments, or if you have been turned down by other lenders. As long as you can afford the monthly repayments, you can apply for a guarantor loan.
Should your circumstances change at any point during the term, you are able to settle your loan early. Please ask for details.
A guarantor can be anyone who trusts you to repay the loan. This person can be a friend, parent, family member, work colleague, neighbour or even your landlord.
They need to be:
Once we receive their application, we will call them to discuss the terms and conditions of the loan. To prevent fraud and to safeguard you and your guarantor, the loan will be paid into your guarantor’s bank account.
Apply nowAt TFS loans we believe in responsible and fair lending. We don’t charge set up fees, we don’t have hidden fees and we make it really easy to repay your loan early.
We understand how it feels to have been turned down by banks and finance companies and we appreciate that whatever has happened in your past doesn’t mean that your future will be the same. With our vast experience of lending to thousands of customers, we believe in second chances. Provided you can afford the monthly payments and have a guarantor you can apply for a guarantor loan with us.
Apply now