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Guarantor Loans FAQs (Borrower)

Can anyone be my guarantor?

A guarantor can be someone who trusts you to repay the loan.

Guarantors are usually friends, parents and other family members, but there are plenty of other people who you can ask such as colleagues or neighbours. They will just need to meet a few requirements. They must:

  • Be a UK Homeowner (either the house they live in, or another which they own – mortgaged or outright)
  • Meet our current age requirements
  • Be in receipt of a regular income that is provable.
  • Have a good credit status

When you have found a Guarantor, if they require information about what is involved in being a Guarantor, who TFS Loans are, the application process or anything else, please ask them to visit our Guarantor Hub. They are welcome to call us on 0203 476 4170 and we will be happy to help.

*If you are also a homeowner, you may be eligible to apply for one of our TFS Personal Loans by visiting our homepage



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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