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Guarantor Loans FAQs (Borrower)

Can I take a payment break?

No. Our loan does not have the facility to offer payment holidays to our customers. That is why we ensure as part of our application process that the loan is affordable for both yourself and your Guarantor.

You can also get free independent advice from a number of places, including Money Advice Service, Citizens Advice and National Debtline.



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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