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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

News & Blogs: Credit Score

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10 Steps to Improve your Credit Score

Your credit score is everything when it comes to borrowing. It dictates what types of loans you can get, what rates you’ll get on credit cards and mortgages as well as other forms of credit too. So, if your credit ...

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The Importance Of Getting Onto The Electoral Roll For Your Credit Score

There are numerous factors that affect your credit rating, but one simple action will help your credit score – registering to vote. The reason for this is being on the electoral roll provides reliable proof of address to Guarantor Loan ...

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Top Tips to Build Your Credit Score

Credit Scores take a while to build back up and you have to be consistent to see real benefits. Most negative items on your credit score will disappear after seven years, but good debt – debt that you’ve handled well ...

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TFS Times – Saving Your Credit Score With The 30% Rule

Each week we publish a short blog with tips to improve your credit rating and rebuild your credit history. A lot has been written about how to build and maintain a good credit score. Betty Hardeman, chief consumer advocate at ...

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Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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