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What Happens When You Apply For a TFS Guarantor Loan?

by Steve Lee / June 14th, 2017


When you apply for a TFS Guarantor Loan, this is the process you and your Guarantor will go through.

It can take less than 24 hours for the loan to be processed and paid out. The average time is 2 to 4 days.





STEP 1: Borrower fills in details online or via phone. You will be asked to give the name and phone number of the person who will be your Guarantor.

STEP 2: One of our customer agents will phone your Guarantor to explain the process. We ask your Guarantor for some basic details and we then run a credit check on them. Your Guarantor is told the amount that you have been approved for.

STEP 3: We email or post documents (depending on yours and your Guarantor’s preference). These documents must be read and understood by both you and your Guarantor. The Guarantor must also sign and return their copies.

STEP 4: Once we have received the signed documents we may ask for a couple of final items e.g a. bank statement, but in the majority of cases this isn’t necessary and we can process the loan agreement.

STEP 5: A member of the TFS Loans customer service team will call your Guarantor to confirm they have no outstanding questions. We will confirm when and where the money will be deposited.

STEP 6: The loan amount is deposited into the Guarantor’s account for them to transfer to you.


If you have any other questions before you decide to Apply for a TFS Guarantor Loan or become a Guarantor for a TFS Guarantor Loan visit  Frequently Asked Questions on our website.


Please feel free to call us if you wish to discuss anything – 0203 476 6438.


At TFS Loans we offer Guarantor Loans from £1,000 to £15,000, over 1 to 5 years.

You can apply for a TFS guarantor loan by clicking the button below:


Apply now

Our representative APR is 48.9%.



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