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I’m struggling with my money, what do I do?

I’m struggling with my money, what do I do?

Money issues can be hard to talk about, but help is there if you need it. Please contact our Customer Support Team, the details of which are on this website.  The following organisations may also be able to offer you free and independent advice:

  • Step change Free, confidential and expert debt advice online or over the phone.
  • National debt line Free advice and help to work out your budget. They give you debt solutions suitable to your financial situation.
  • Citizens advice Citizens Advice offer the knowledge and confidence you need to find your way forward.

If you’re experiencing personal difficulties, below are some organisations that may be able to support you:

  • Cruse Bereavement Support, advice and information when someone dies.
  • Macmillan Cancer Support Physical, emotional and financial support to help you live life as fully as you can.
  • Mind Advice and support to empower anyone experiencing a mental health problem.
  • Samaritans Provide emotional support to anyone in distress, struggling to cope or at risk of suicide.
  • Shelter Helps people in housing need by providing advice and practical assistance.
Apply for a TFS Guarantor Loan using the button below:
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Call 0203 476 4170

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Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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