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I would like to ‘top-up’ my loan or borrow more money

I would like to ‘top-up’ my loan or borrow more money

TFS Loans will no longer be able to offer new loans, including new loans to existing customers. You could speak to a Credit Union or Community Development Finance Institution for possible alternative options.

Credit Unions are community savings and loans providers. They can offer affordable loans to people within their local area. Credit Unions may be able to lend to people whose circumstances might mean they struggle to get a loan from other lenders. They often have branches as well as phone and online support. To find one in your area and to see if you are eligible to join visit

Community Development Finance Institutions (‘CDFIs’) are community lenders that offer affordable and flexible loans alongside free access to advice. There are a number of CDFIs across the country. You can apply for a loan from a CDFI either online or over the phone and there are branch services available in some areas. Search for a CDFI by visiting

Apply for a TFS Guarantor Loan using the button below:
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Call 0203 476 4170

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Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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