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FAQs for Borrowers

What is a guarantor loan?

A guarantor loan may be an ideal loan for anyone with bad credit. It does not charge the same very high APRs of the pay-day loan companies and can be more convenient and easier to obtain than a normal bank loan. All you need for a guarantor loan, is a second person, your guarantor, to co-sign the document to ensure that if you fail to make repayments for any reason, your guarantor will be able to make the repayments for you instead. A guarantor loan is also an alternative way to finance any new venture you may want to undertake, despite bad credit. To find out more about a TFS Guarantor Loan click here.

If you need help finding a Guarantor, we have a section dedicated to this, here.

We have also produced a blog about what you can use your Guarantor loan for.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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