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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQs for Applicants

Why is the money paid into the Guarantor’s account?

The full loan amount is paid into the Guarantor’s account NOT the Borrower’s as an additional security check, to ensure that the Guarantor is fully aware of the loan. We pay the loan amount directly to the Guarantor’s elected bank account, details of which are taking during the application process. The Guarantor is then responsible for transferring these funds to you – the borrower.

Once the loan has been transferred, it is yours to use as you see fit. Our guarantor loans can be used for pretty much anything – as long as it’s legal! Many customers use our Guarantor Loans for home improvements, car finance and even debt consolidation. Once the funds have been transferred, your loan can be used for whatever you like.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to


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