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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQs for Guarantors

Can I be a Guarantor for more than one person?

Guarantor is a Homeowner (Click to Expand)

Yes, you can be a Guarantor on a TFS Guarantor Loan, even if you are already a Guarantor on another loan. We will check that this is affordable for you and that you could afford to pay back any or all of the loans you act as Guarantor on.

We ask that our Guarantors are UK Homeowners, aged between 21-76 at the start and end of the loan term, with a good credit score. For more information on being a Guarantor on a TFS Guarantor Loan, please visit our Guarantor Hub.

Guarantor is a Tenant (Click to Expand)

Yes, you can be a Guarantor on a TFS Guarantor Loan, even if you are already a Guarantor on another loan. We will check that this is affordable for you and that you could afford to pay back any or all of the loans you act as Guarantor on.

We ask that our Guarantors are aged between 25-76 at the start and end of the loan term, with a good credit score. For more information on being a Guarantor on a TFS Guarantor Loan, please visit our Guarantor Hub.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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