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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQs for Guarantors

Can a Guarantor be retired?

Yes, a Guarantor can be retired, providing have a regular source of income and can afford the loan. We do accept state pension and top-ups. Please note that any prospective loan applied for must be scheduled to come to an end before the guarantor’s 77th birthday.

All information on being a guarantor can be found on our Guarantor Hub, so direct your guarantor there if they have more questions. Alternatively, you can call us or browse our FAQs section.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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