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Personal Loans FAQs

Do I need an income?

Yes. You will need to have a steady and regular income, however, this can come from any legal source. We accept full-time, part-time and self-employed applicants. This can also include additional income from some benefits and from pensions.

You must be able to demonstrate your affordability to make the loan repayments by proving your income and expenditure during the application process.

As long as you can afford the repayments and meet our lending criteria, you can apply for a loan.



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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