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Personal Loans FAQs

Are you able to give advice?

Unfortunately, TFS Loans does not provide any financial advice. We do recommend that you seek independent advice from a financial adviser, including for debt consolidation (if any). Although TFS does not provide any advice, there are alternative places that can advise you on finances. You can approach your FCA authorised loan broker or seek free and independent financial advice.


Any of the following agencies are happy to provide information and advice on taking out a loan:

Debt Advice Foundation – 0800 622 61 51 – 

StepChange Debt Charity – 0800 138 1111 – 

For any further free and impartial money advice, go to



Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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