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Glossary

Direct Debit

A Direct Debit is an arrangement for making payments, usually to an organisation, in which your bank moves money from your account into the organisation's account at a regular time. When you take out a TFS Loan we will ask you to set up a Direct Debit with your Bank. You are effectively giving permission for TFS to collect the loan amount each month from your Bank account on an agreed date. We initially default the Direct Debit date to your payday but you can choose to alter this.

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Loans are subject to status and affordability. *Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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