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FAQs for Guarantors

Will being a guarantor affect me obtaining other loans or mortgages in the future?

No. Loans with a guarantor will not affect the guarantor, in regard to taking out other loans and mortgages in the future, providing that the terms of the agreement are upheld and maintained. The only payments you will have to make, is if the borrower cannot make the monthly payments. The loan is registered in the name of the borrower and will not affect your credit score, in the long term provided all payments are made on time and in full.

For more information on being a Guarantor visit our Guarantor Hub. We have also produced an article about Questions you should ask yourself before you become a Guarantor. Or visit our page explaining what being a Guarantor means.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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