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FAQs for Guarantors

What would happen if the borrower went bankrupt, got into a Debt Management Plan (DMP), an IVA or passed away?

The Guarantor would become solely responsible for each monthly repayment, until the loan is cleared. If this has happened and you wish to discuss your options and next steps please give us a call on 0203 476 4371, or email

For more information about how to make payments please visit our ‘How to make payments’ page.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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