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If at any point you need help during your application, get in touch on 0203 476 4170

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Your Privacy

We will always store your personal details securely. We'll use them to provide the service that you have requested, and communicate with you in the way(s) that you have agreed to. Your data may also be used for analysis purposes, to help us provide the best service possible. We will only allow your information to be used by suppliers working on our behalf and we'll only share it if required to do so by the law.

For full details see our Privacy Policy or contact our Customer Services team 01268 740756,

If TFS Loans are unable to offer you a loan, we can pass your details to our selected broker, Financial Media Group (FMG) to see if they are able to offer a loan from their panel of lenders.

We would like to keep you posted with occasional offers and relevant news. Your details will only be used by TFS Loans Limited and its group of companies and you can change your mind at any time. Please tell us if you would be happy to be contacted:


When your credit score affects your loan or credit card application, TFS Loans are here to help. Use our simple calculator above, to see how much you could obtain. Payday loans have staggeringly high representative APRs and short term repayment plans, but at TFS, our guarantor loans rates are competitive for borrowing money - we keep our loans at a fixed rate whilst you repay. Our unsecured loans are repayable over a longer term, making them more affordable than alternate 'bad credit' loans. Whilst a bad credit score will stop you getting a loan from a high street lender, it won't stop you getting one from us!

No matter what your credit history shows, TFS may approve applications, as long as you meet our guarantor criteria. For more information, visit our FAQs page. To apply for a guarantor loan today, use our loan calculator and application form above.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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