TFS Guarantor Loans - TFS Logo

39.9% on loans from £3,000 to £10,000, until 31st August 2018.

Terms and conditions apply. Click here for details.

39.9% APR Representative.

TFS Loans 2017 – 39% APR Seasonal Offer – Terms & Conditions





This document sets out the rules for this promotion. Make sure you read them carefully and understand them all before you apply for a TFS Guarantor Loan.



TFS Loans is running a promotion: If you take out a TFS Guarantor loan between £3,000 and £5,000  from Friday 24th November 2017 until Sunday 31st December 2017, you will receive an exclusive rate of 39% APR throughout the entire term of your loan (the “Promotion”). By entering, you agree to be bound by these terms and conditions. This promotion is not available to existing TFS Loans Customers. This offer cannot be used in conjunction with any other offer.



  1. “The Promoter” “we”, “us” and “ours” means TFS Loans Ltd.

Who may enter?

  1. The Promotion is open to Individuals aged 18 or over resident in the UK at the time of entry. You are not eligible for the Promotion if you are materially connected to the administration of the Promotion or are an existing customer of TFS Loans seeking to top up your existing loan.

How to enter

  1. You can enter the Promotion by Applying successfully for a TFS Guarantor Loan of £3,000 to £5,000 between Friday 24th November 2017 and Sunday 31st December 2017. Applications must be made online at or through the TFS Loans call centre. Please note if you choose to apply via the TFS call centre we can only accept applications until 16:00 on Friday 29th December 2017. Applications made after this time will not be valid, even if they appear to be registered.
  2. To be eligible for 39% APR on loans between £3,000 and £5,000 you must have made an initial application either online by 11.59pm on Sunday 31st December 2017 or via the TFS call centre by 16:00 on Friday 29th, successfully meet the criteria, provide a UK homeowner Guarantor who meets the criteria and receive the monies, provide all requested paperwork and receive the loan amount into the Guarantor’s account.
  3. Lost, delayed, undelivered, incomplete or multiple entries will not be entered into the Promotion.

The Offer

  1. TFS Loans agrees to fix an interest rate of 39% APR on all loans between £3,000 and £5,000 providing that the application is received between 00:00 Friday 24th December 2017 and 23:59 Sunday 31st December 2017.
  2. No alternatives will be offered. The offer cannot be exchanged or transferred.

Personal Information

  1. Promoter will only collect, store and use your personal information, such as name, age, telephone number and email address for the purposes of delivering your offer and administering the Promotion as set out in these rules, and not for any other purpose without your consent. This will not affect any existing marketing preferences that you have registered with TFS Loans.
  2. By entering the Promotion, you consent that your personal information may be transferred to our service providers and agents (including their sub-contractors) to store and use as necessary to administer the Promotion. We will never pass your information to any third party for them to use in their own direct marketing, without your consent.
  3. Your personal information will be held on record for a short period of time as necessary to administer the Promotion and then securely destroyed.


  1. To the extent permitted by law, the Promoter will not be liable for any loss, damage, injury or disappointment suffered in connection with the Offer (including any damage to your or any other person’s computer or mobile phone equipment as a consequence of downloading or accessing any materials), or any delays or failure (in whole or in part) to perform any of its obligations if such delay or failure is caused by something beyond its reasonable control.


  1. The participant may be required to take part in promotional activity related to the Promotion and the participant shall participate in such activity on TFS Loans Ltd’s reasonable request. The participant consents to the use by TFS Loans Ltd and its related companies, both before and after the closing date of the Promotion for an unlimited time, of the participant’s voice image, photograph and name for publicity purposes (in any medium, including still photographs and films, and on the internet, including any websites hosted by TFS Loans Ltd and its related companies) and in advertising, marketing or promotional material without additional compensation or prior notice and, in entering the Promotion, all entrants consent to the same.
  2. Owing to exceptional circumstances outside its reasonable control, the Promoter may choose to withdraw or amend the Promotion.
  3. By submitting an entry, you warrant that all information submitted as part of the entry is true, current and complete. The Promoter reserves the right to verify all entries.
  4. These rules shall be governed by and construed in accordance with the laws of England and Wales and the courts of England shall have exclusive jurisdiction in relation to any disputes arising in respect of this Promotion.
  5. The Promoter is TFS Loans Ltd, Brook House, 26 Brook Rd, Rayleigh, Essex. SS6 7XJ.