This may come as a surprise, but in real-world terms to lenders, your credit score means very little. Why? Because your ‘credit score’ is merely a number generated by Credit Reference agencies such as Experian, to show a very basic ...Read Article
You've no doubt heard a lot about credit scores, but we'd like to let you in on a trade secret. They don't actually mean all that much to us lenders. We shall explain.... Your ‘credit score’ is just a score ...Read Article
You’ve probably heard that the new General Data Protection Regulation (often referred to as GDPR) comes into force on 25th May 2018. In fact, if you are a TFS Loans customer, you will have received an email from us explaining ...Read Article
Did you know that an increasing number of employers will check out your social media profiles before they offer you a position? It’s well worth spending a couple of hours tidying up your profiles and setting your privacy settings, before ...Read Article
We thought we’d jump on the video band wagon – let’s face it, watching a video is so much easier to understand than reading paragraphs of bland text. So we’ve produced nine new videos answering the most common questions that ...Read Article
If you’re looking for a way to improve your credit score, look no further. We’ve got all the information you need to get your credit score from bad to good. When you’re looking for a loan, a mortgage or a ...Read Article
New Year Resolutions tend to be a triumph of hope over experience. As few as 8% of people meet the goals they set on 1st January. The trick is not to be too hard on yourself and leave some room ...Read Article
Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.
Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.
Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk