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Birthday Celebration

Bringing the cost of Christmas dinner down

Christmas should be a fun time of the year, but every year we are faced with the usual stresses that come with the big day, most notably buying presents, doing things with the kids and making sure the dinner goes ...

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Salad on a plate

Cheap, Healthy, Tasty And Different Lunches…

Have you ever stopped to think how much you pay for lunches over the course of a month, or a year? With a cappuccino, sandwich and snack from some of the popular food outlets, the cost of eating during the ...

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The Importance Of Getting Onto The Electoral Roll For Your Credit Score

There are numerous factors that affect your credit rating, but one simple action will help your credit score – registering to vote. The reason for this is being on the electoral roll provides reliable proof of address to Guarantor Loan ...

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Telephone handsets

How to stop spam calls and avoid scams?

Spam calls are a continuous nuisance and it feels like they are on the rise. At best they interrupt us and use up our precious time and at worse they steal our money or personal identity... One of the more ...

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Old Cabinet and Drawers

How to Make Your Home Worth More For Less…

From clearing your street of litter, to updating your front door, decluttering and mowing the lawn, it is possible to add thousands to the value of your house with a little bit of elbow grease and a small amount of ...

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Debt - Success and Freedom

What your credit file and credit score really means

This may come as a surprise, but in real-world terms to lenders, your credit score means very little... Why? Because your ‘credit score’ is simply a number generated by Credit Reference agencies such as Experian, to show a very basic ...

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Thrift and Save

Boot sales and charity shops – how you can style your home, dress for less, or make extra cash and have fun doing it!

We are always looking for ways to save money here at TFS, whether it’s from past blogs on shopping bills, cashback and incentives etc, so this blog is no different and in a similar vein. When it comes to bargains, ...

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In need of some sun? How to bag yourself a bargain before end of February…

According to the Travel experts, if you want to bag yourself a great holiday deal without compromise, especially if you are restricted to school holidays, you need to book it before the end of February. With only a couple of ...

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The importance of your privacy settings on Social Media

CIFAS, the not-for-profit organisation working to reduce and prevent fraud and financial crime in the UK, has recently released a short video on YouTube. It brilliantly illustrates the importance of protecting your privacy on social media and is well worth ...

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Illegal money lending – what you need to know to avoid becoming a victim

Illegal money lending, or unauthorised lending by loan sharks, as it is sometimes referred to, occurs as a last resort for people who are desperate for funds and have exhausted known options. The need for money is often urgent. It ...

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Energy Saving Tips to Save Money This Winter

With winter fast approaching, now is the perfect opportunity to start thinking about how to keep your home efficiently warm this season... At TFS, we have put together some handy tips to save money over the cold period. These quick ...

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little girl with beart plush toy

How to Bring the Cost of Christmas Down

Lists are being drawn up and you can’t go into a shop without being presented with seasonal aisles of gifts, food and decorations. We spend an average of £800 per household on Christmas – way more than our European counterparts... ...

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Secured and Unsecured Loans Help

10 Steps to Improve your Credit Score

Your credit score is everything when it comes to borrowing. It dictates what types of loans you can get, what rates you’ll get on credit cards and mortgages as well as other forms of credit too. So, if your credit ...

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Kid Start – How To Save For Your Kids’ Future As You Spend

The TFS team has come across a gem that we wanted to share with our customers. Kidstart.com is a website that allows you to save whilst you spend at thousands of online retailers including big brands like Amazon, John Lewis ...

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Wealth and Finance Awards 2019

TFS Loans wins Personal Lending Company of the Year UK!

TFS Loans are delighted to announce that we have won another award for Personal Lending Company of the Year UK, at the prestigious Wealth and Finance Awards! These awards celebrate the top performing businesses in the financial world. Thank you, once ...

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What is a Guarantor Loan?

A guarantor loan is an unsecured loan that requires the borrower to have a Guarantor to support their application. The Guarantor for a TFS Loan must be a UK Home owner with a good credit history who is prepared to ...

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Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

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