TFS Guarantor Loans - TFS Logo

39.9% on loans from £3,000 to £10,000, until 31st August 2018.

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39.9% APR Representative.

Debt Consolidation Loans

Managing debt can be stressful, worrying and overwhelming, and that’s just on a single debt. Sometimes, you can find yourself with multiple debts to pay and struggle to meet all the repayments. However stressful it may seem, there is an easy way to manage all debt in one payment. At TFS we offer loans to enable you to consolidate other loans through a simpler form of lending; guarantor loans.

A debt consolidation loan from TFS means that you can settle all your other outstanding debts with one loan and then make one monthly payment. By paying other debts off, your repayments are focused into one cost each month, with less hassle. One payment to one provider with the aim of reducing your monthly outgoings.

From paying off credit cards, payday loans, car finances or any other payments that may arise, a debt consolidation loan is an ideal way to manage multiple repayments by focusing them into one monthly payment. TFS Loans repayment rates may be more affordable and more manageable than trying to juggle multiple debt repayments.

If a debt consolidation loan sounds like it may be ideal for you, but you’re worried about your poor credit, then don’t panic. TFS Loans don’t operate like other lending companies or banks. At TFS, we lend based on trust rather than credit scores. Offering guarantor loans means we can assist you in consolidating debts even if you have bad credit.

A guarantor loan means that even if your credit is poor, we can offer you a loan for debt consolidation. We only ask that you find a guarantor to co-sign with you, to ensure that, if you are unable to make repayments on the loan, your guarantor will cover the costs for you. A loan from TFS can, not only help you consolidate debt you may have, but also improve your credit score. As long as you continue to pay monthly instalments after taking out a guarantor loan, your credit will improve over time with repayment of the loan.

Whatever your financial position, TFS Loans doesn’t only look at credit scores when approving applications, so if you have debt and bad credit, TFS can help. With a debt consolidation loan from TFS Loans, it is an unsecured loan. Essentially, this means that the loan is not secured against your home or the guarantor’s property but the guarantor is responsible for making any payments that you do not. A debt consolidation loan is a smarter way to manage your multiple debt repayments, into one convenient and more affordable monthly payment, to one provider. Removing the hassle of managing multiple debts, TFS Loans can help you consolidate debt, despite poor credit.


You're applying to borrow £4,500.00 over 48 months. Repaying £172.88 per month. Total repayable £8,298.24. APR 39.9% Representative Fixed