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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

Glossary

Rate of Interest

Rate of Interest is the interest (usually expressed as a percentage) that a financial company or bank will charge you to borrow money, or the interest it pays you when you have money in an account. In the case of a loan the Rate of Interest is the proportion of a loan that is charged as interest to the borrower. This is usually shown as an APR %

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Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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