If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.
A CCJ stands for County Court Judgement. This is an order from the Country Court instructing an individual to repay a debt. A lender can apply to the County Court if a Borrower hasn't repaid a debt, they effectively take legal action against the Borrower to recover the money. Some institutions, such as high street banks and online lenders, will not lending to people with CCJs as they are considered too risky. At TFS loans we are happy to lending to individuals with CCJs, providing that they have someone who can act as their Guarantor.Back to Terms
Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.
Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.
Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk