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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQs for Guarantors

Can I help pay the loan each month?

You are not expected to make repayments each month, unless the borrower is unable to cover the payment. TFS Loans does not ask the guarantor to make any payments, except when the borrower cannot afford them for any reason. The borrower who has taken out the guarantor loan is the primary loan payer but you are free to assist them if you wish.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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