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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQ – COVID-19 (Coronavirus)

What if I am already behind on my loan payments?

TFS Loans can put in place payment deferrals for borrowers who are behind on loan payments due to circumstances related to the Coronavirus.
Or we may help you with another option better suited to your individual circumstances and in your best interest.

If you are currently behind with your payments not due to the Coronavirus, TFS Loans would expect that you already have a payment plan in place and that you are maintaining this arrangement with us before considering a payment deferral.

But please always contact us to discuss your situation and we will do our best to help you find a solution that works for you.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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