Apply by Phone Contact TFS Loans0203 476 4170
Apply Online Pay Online

Dear customer, during this time of uncertainty, TFS Loans will not be taking new loan applications and have temporarily suspended all new lending. Any applications made on our website will not be processed and your information will be deleted. We thank you for your understanding during this difficult time.

FAQs for Borrowers

Why do I need to have a Guarantor?

At TFS Loans we only offer Guarantor Loans. This allows people who struggle to get a loan from high street and online lenders, to apply for a Guarantor Loan. Because the borrower generally has bad credit or no credit history, we need someone who has a good credit to Guarantee the loan. The borrower will still be responsible for making the monthly loan repayments, but in the event that they cannot, the Guarantor must agree to cover the missed payments.

It is essential that you have a Guarantor when you apply for a TFS Guarantor loan. We cannot pay-out a loan until a Guarantor is in place. You can ask anyone to be your Guarantor, providing that they are a UK homeowner, aged between 18 and 75 at the time the loan pays out and completes and they can afford the monthly repayments, in the event that you cannot. For more information about Guarantors and Finding a Guarantor, visit our ‘Finding a Guarantor‘ section.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

FeefoFeefoBusiness Excellence Awards 2018Global Awards 2018Consumer Credit Awards 2017Wealth and Finance Award 2017

Copyright © 2020 by TFS Loans. All Rights Reserved - Company Registered in England No. 6542065.