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Dear customer, during this time of uncertainty, TFS Loans will not be taking new loan applications and have temporarily suspended all new lending. Any applications made on our website will not be processed and your information will be deleted. We thank you for your understanding during this difficult time.

FAQs for Borrowers

What is the most I can borrow with a Guarantor Loan?

You can borrow between £1,000 and £15,000 with TFS Loans. We are the only UK Guarantor Loans lender to offer Guarantor Loans up to £15,000 currently. If you borrow between £10,500 and £15,000 you will pay an interest rate of 29.9% APR. 39.9% Representative APR. You can borrow over 1 to 5 years, to suit you.

For more information on what you can use your guarantor loan for, visit our Guarantor Loans page.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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