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FAQs for Borrowers

I had a TFS Loan which I paid off. Can I apply for another one?

Yes, of course. We are always pleased to hear back from previous customers. The application process is very simple if you’ve previously had an account with us. If none of your details have changed and you want to keep the same guarantor, you can apply in two clicks on our Further Advance application page. If any of your details have changed, or you want to use a new Guarantor, you can update your details on the application page and we will be in touch with you.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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