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FAQs for Borrowers

Does my Guarantor need to live in the UK?

Yes, they have to currently reside in the UK. We only accept Guarantors who live in the UK and have a home that they own (can be mortgaged) in the UK. They don’t need to be living in the home that they own, but they must be living somewhere in the UK.

If you need any more information to provide to your guarantor, direct them to our Guarantor Hub.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

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