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39.9% APR on loans from £5,000-£10,000 / 29.9% APR on loans above £10,000 / Apply Now!

FAQs for Borrowers

Do I need an income?

Yes. You will need to have a steady and regular income each month, however, this can come from any source. We accept full-time, part-time and self-employed borrowers. This can also include additional income from some benefits or pension. As long as you can afford the repayments, using your income, and have a guarantor that trusts you, you can qualify for a guarantor loan.

For more information on Guarantor Loans read ourComplete guide to Guarantor Loans‘.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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