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39.9% APR on loans from £5,000-£10,000 / 29.9% APR on loans above £10,000 / Apply Now!

FAQs for Borrowers

Do I have to pay any fees upfront?

In short, No. At TFS Loans, we do not believe in charging any upfront fees to our customers. In the event you change your mind about your guarantor loan, you are free to cancel the application without incurring a single charge. Cancelling your application will not cost you a penny.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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