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FAQs for Borrowers

Can I share repayments with my Guarantor?

Yes, providing that the full monthly payment is made on time, this can be split between you. Equally, you can pay the monthly repayments from multiple bank accounts – as long as the total equals the total monthly amount you owe. Please note, we can only receive one Direct Debit per loan.

However, your guarantor is only expected to make repayments should you be unable to meet them. By no means is the loan the responsibility of your guarantor to pay off, but they can assist you if they are happy to help with payments. There is plenty of information on our Existing Customers page.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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