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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQs for Applicants

What is the most I can borrow with a Guarantor Loan?

Guarantor is a Homeowner (Click to Expand)

You can borrow between £2,000 and £15,000 with TFS Loans with a Homeowner Guarantor.

For loans between £2,000 and £10,000, our interest rate is 44.9% APR

We are the only UK Guarantor Loans lender to offer Guarantor Loans up to £15,000 currently. If you borrow between £10,500 and £15,000 you will pay an interest rate of 29.9% APR (44.9% Representative APR) but you will also need to be a homeowner, along with your guarantor.

You can borrow over 2 to 5 years, to suit you.

For more information on what you can use your guarantor loan for, visit our Guarantor Loans page.

Guarantor is a Tenant (Click to Expand)

You can borrow between £2,000 and £5,000 with TFS Loans if you have a Tenant Guarantor. You will pay an interest rate of 69.9% APR  (44.9% Representative APR)

You can borrow from 1 to 4 years, to suit you.

For more information on what you can use your guarantor loan for, visit our Guarantor Loans page.

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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