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If you currently have a loan with us and have been affected financially by the COVID-19 pandemic, please click here for ways in which we may be able to work with you during these difficult times.

FAQs for Applicants

Do I have to pay any fees upfront?

In short, No. At TFS Loans, we do not believe in charging any upfront fees to our customers.

In the rare instance that you change your mind about your guarantor loan after completing, you are free to cancel the application within 14 days. Whilst there are no set charges, it is worth noting that you are liable to incur some interest which runs from the day the loan was paid out until we receive the money back as cleared funds.
(Please see our FAQ on cancellation for more information by clicking HERE)

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to www.moneyadviceservice.org.uk

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