Apply by Phone Contact TFS Loans0203 476 4170
Apply Online Pay Online

How our Recommend a Friend programme works

How much do I get?

Every time you recommend a friend who takes out a TFS Loan, we will pay you 10% of the amount that they borrow up to £750. If they borrow £7,500 you will get £750, if they borrow £5,000 you will get £500. If they borrow £10,000 you will get £750.

Do I have to be a TFS customer?

Yes – this offer is only available to current TFS customers who have a live loan with TFS at the time of their friend’s application.

How can I recommend my friend?

You can recommend a friend to TFS in a number of ways:

We send you occasional emails and texts advertising this offer so you can forward these onto your friends and they can apply.
You may see an advert on social media which you can share with your friends.
Or your friend can apply direct through the TFS website and on page 1 of the application form they will be asked to fill in your details so that we can pay you once their loan has been processed successfully.

What does my friend have to do?

All your friend has to do is click on the link in the email/text/advert, or go direct to and click on the Apply button. They will be asked to fill in the standard loan application form and at the bottom of page one there are a couple of fields asking them to enter your name and date of birth.

What happens when they apply?

When your friend applies, they will be asked to enter your full name and mobile number on their application on the website. We need this information in order to pay you. If they don’t enter this information at this stage we can’t pay you.

How long does it take for me to get my money?

We will pay you the first half of 10% of the loan value, up to £750, after your friend has paid back their first monthly repayment and the remaining half after your friend has paid back their third monthly repayment. Please note – if you are a customer in arrears we will pay off your arrears first and give you the remaining sum.

What happens if they cancel their loan?

If they cancel their loan before the first monthly repayment you don’t get anything. If they cancel it after the first monthly repayment but before the third monthly repayment you get half. If they cancel it after the third monthly repayment you get the whole amount.

What happens if they don’t repay their loan?

If they don’t repay their loan on their first monthly repayment you don’t get anything. If they repay their loan for the first and second months but don’t repay the third month, you get the half the amount.

Is there a time limit?

Currently our Recommend a Friend offer is ongoing. We will let you know if we plan to close it.

How many people can I recommend?

You can recommend as many people as you like. You should only forward your texts, emails and adverts to people you know and who would like to apply for a loan.
Please note: we can only pay you the 10% bonus for a maximum of 5 referrals that you make.

Is anyone not included?

You cannot recommend anyone who is currently applying for a TFS Loan, is a TFS Loan customer or has been a customer before.

Do I have to declare my earnings from you?

Yes you should and this is something that you are responsible for doing. To find how to declare income go to

Nothing but friendly helpful service from start to finish with my loan application. Everything has been sorted within 24 hours with exceptional customer service provided! I will definitely recommend TFS to my friends.

Callum Pettitt

15th February 2019

Fast process and the staff were wonderful. Great professional people, definitely recommend TFS. Thank you!

Angela Talbott

3rd July 2017

Excellent communication from well trained staff who explained everything from start to finish. I had the pleasure of dealing with Sally who was lovely. Well done!

Karen Walpole

16th June 2017

Great Service, kept me well informed every step of the way. Extremely efficient.

Joanne Yeaman

1st June 2017

A very efficient well mannered group. As a guarantor you answered all the questions I asked and time was of no problem - thank you for looking after my daughter.

Anthony Dinsdale

28th February 2017

All customer service personnel were really polite and extremely helpful. I would definitely recommend the company to others. I would definitely use the service again if needed in the future.

Debra Ramsay

10th October 2016

I would definitely recommend TFS loans and would use them myself again. Everything thoroughly explained in detail!

Simon Lewis

25th July 2017

I felt that the process from start to finish was smooth and quick. My application was dealt with, with ease and I look forward to being able to use this loan for a good cause

Charlene Foster

16th September 2017

Highly recommend TFS Loans very friendly and people person advisors. Very helpful very quick decisions I have had 2 loans with them now

Amanda Taylor

1st October 2018

Very helpful friendly staff. Good rates. Would recommend TFS Loans .

Anthony Denis Millington

8th October 2018

Very good service and explained everything that was going on. Highly recommend TFS for a loan.

Jamie Rhodes

13th November 2018

Very thorough and informative.

Christine Lowe

3rd December 2018

Loans are subject to status and affordability. Consolidating debts may increase the term and the total amount payable.

Before entering into any credit agreement please make sure you can afford the monthly repayments, we recommend that you seek independent advice if you are unsure of any of the terms of our agreement. There may be other taxes or costs, not paid through us or charged by us, that you have to pay in connection with the agreement.

Late repayments can cause you serious money problems. For help go to

FeefoFeefoBusiness Excellence Awards 2018Global Awards 2018Consumer Credit Awards 2017Wealth and Finance Award 2017

Copyright © 2019 by TFS Loans. All Rights Reserved - Company Registered in England No. 6542065.