TFS Loans

How can you help when I have been turned down by other lenders?
TFS Loans are privately funded which gives us more control over who we lend to, by adding a guarantor to the loan we give ourselves some additional security which allows us to consider applicants with varying circumstances.
How quickly can I get my money?
Well that largely depends on how quickly you get the paperwork back to us, approvals are within hours, payments are made usually within 7 days of receipt of the documents.
Can my partner be my guarantor?
We do not normally accept partners or spouses as guarantors as we class you both as having joint circumstances.
What if I want to pay up early?
You can pay up early at any time, as we are governed by the Consumer Credit Act, you will only pay the standardised Early Repayment Charges.
I have CCJ’s, will that mean that I can’t get a loan?
We will consider most applicants regardless of their previous credit history, and providing you can find a guarantor, there should be no problem.
Who pays for the loan?
The main applicant pays for the loan, we would only ever contact a guarantor for a payment if the main applicant misses any payments.
Do I have to be working to get a loan?
You do not have to be working but you will need a regular income, we will consider any applicant who is in receipt of a pension or investment income, unfortunately we can’t accept applicants that only receive state benefits.